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Defacto
Defacto is a real-time lending platform that helps businesses optimize cash flow and working capital with speed and confidence.
We offer instant, flexible financing available both directly and via API integrations with accounting and ERP tools.
Built with security and compliance at its core, Defacto is GDPR and ISO 27001 compliant, applying strict controls across data access, risk management, and system monitoring.
Our mission: provide transparent, secure, and scalable financing for modern businesses across Europe.
Compliance
ISO 27001 : 2022
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Controls
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Access Control
Least-privilege access
Authentication information
Secure authentication
Cloud Security
TLS certificates and endpoints
Information security for use of cloud services
Business Operations
Legal Proof of Company Registration
Resources
Governance
Understanding the organization and its context
Understanding the needs of interested parties
Information security management system
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